# Absorption > Senior housing development by state: 75+ and 85+ demand, nursing and assisted living supply, certificate of need, and a construction and lease-up calculator. Absorption is published by Janover Capital LLC. Contact: desk@janover.co. A free, read-only MCP server for AI assistants is at https://seniorhousingconstruction.loan/mcp (state and county demand and supply, state rankings, the development calculator); setup on /developers/. ## Pages - [Senior housing demand, supply and the math to build](https://seniorhousingconstruction.loan/): Senior housing development by state: 75+ and 85+ demand, licensed supply, certificate of need, and a construction and lease-up calculator. - [About Absorption](https://seniorhousingconstruction.loan/about/): Absorption publishes senior housing demand and supply data by state and a development calculator. It is operated by Janover Capital LLC. - [Certificate of need for nursing homes and assisted living by state](https://seniorhousingconstruction.loan/certificate-of-need/): Which states require a certificate of need, or cap beds, for nursing homes and for assisted living, with the statute NCSL cites and changes since. - [Financing inquiry](https://seniorhousingconstruction.loan/contact/): Send a senior housing development financing request to the commercial mortgage desk behind Absorption: HUD 232 construction, bank or bridge. - [Senior housing data for AI assistants: MCP server](https://seniorhousingconstruction.loan/developers/): A free, read-only MCP server: senior housing demand and supply by state and county, certificate of need, HUD 232 loans and the development calculator. - [Senior housing development calculator: budget and lease-up](https://seniorhousingconstruction.loan/development-calculator/): Build a senior housing development budget, model lease-up month by month, and size a HUD 232 construction loan with its escrows and the equity it leaves. - [Guides from Absorption](https://seniorhousingconstruction.loan/guides/): All guides from Absorption, newest first. Senior housing development math: demand, supply, budget and lease-up. - [Methodology: Census, CMS, CDC and HUD data behind Absorption](https://seniorhousingconstruction.loan/methodology/): The Census, CMS, CDC and HUD files behind Absorption, their dates, how beds per 1,000 older adults is computed, and the limits of each measure. - [Privacy policy](https://seniorhousingconstruction.loan/privacy/): What Absorption collects when you visit or contact us, why, who it is shared with, and how to reach us about it. - [Senior housing demand and supply by state, 2025](https://seniorhousingconstruction.loan/states/): People 75+ and 85+ by state with growth since 2020, nursing home and assisted living beds per 1,000, certificate of need, and HUD 232 construction loans. - [Senior housing development in Alabama](https://seniorhousingconstruction.loan/states/alabama/): Alabama: 428,110 people 75+ in 2025 (+21.2% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Alaska](https://seniorhousingconstruction.loan/states/alaska/): Alaska: 42,277 people 75+ in 2025 (+41.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Arizona](https://seniorhousingconstruction.loan/states/arizona/): Arizona: 717,221 people 75+ in 2025 (+31.4% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Arkansas](https://seniorhousingconstruction.loan/states/arkansas/): Arkansas: 254,918 people 75+ in 2025 (+18.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in California](https://seniorhousingconstruction.loan/states/california/): California: 3,031,385 people 75+ in 2025 (+23.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Colorado](https://seniorhousingconstruction.loan/states/colorado/): Colorado: 429,641 people 75+ in 2025 (+32.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Connecticut](https://seniorhousingconstruction.loan/states/connecticut/): Connecticut: 331,907 people 75+ in 2025 (+19.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Delaware](https://seniorhousingconstruction.loan/states/delaware/): Delaware: 100,192 people 75+ in 2025 (+30.9% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in District of Columbia](https://seniorhousingconstruction.loan/states/district-of-columbia/): District of Columbia: 42,757 people 75+ in 2025 (+21.6% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Florida](https://seniorhousingconstruction.loan/states/florida/): Florida: 2,484,675 people 75+ in 2025 (+26.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Georgia](https://seniorhousingconstruction.loan/states/georgia/): Georgia: 789,464 people 75+ in 2025 (+31.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Hawaii](https://seniorhousingconstruction.loan/states/hawaii/): Hawaii: 152,313 people 75+ in 2025 (+31.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Idaho](https://seniorhousingconstruction.loan/states/idaho/): Idaho: 161,775 people 75+ in 2025 (+32.6% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Illinois](https://seniorhousingconstruction.loan/states/illinois/): Illinois: 1,023,833 people 75+ in 2025 (+18.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Indiana](https://seniorhousingconstruction.loan/states/indiana/): Indiana: 539,658 people 75+ in 2025 (+19.8% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Iowa](https://seniorhousingconstruction.loan/states/iowa/): Iowa: 283,683 people 75+ in 2025 (+16.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Kansas](https://seniorhousingconstruction.loan/states/kansas/): Kansas: 239,869 people 75+ in 2025 (+19.2% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Kentucky](https://seniorhousingconstruction.loan/states/kentucky/): Kentucky: 361,825 people 75+ in 2025 (+21.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Louisiana](https://seniorhousingconstruction.loan/states/louisiana/): Louisiana: 358,765 people 75+ in 2025 (+21.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Maine](https://seniorhousingconstruction.loan/states/maine/): Maine: 149,997 people 75+ in 2025 (+26.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Maryland](https://seniorhousingconstruction.loan/states/maryland/): Maryland: 494,794 people 75+ in 2025 (+24.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Massachusetts](https://seniorhousingconstruction.loan/states/massachusetts/): Massachusetts: 628,062 people 75+ in 2025 (+22.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Michigan](https://seniorhousingconstruction.loan/states/michigan/): Michigan: 870,581 people 75+ in 2025 (+19.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Minnesota](https://seniorhousingconstruction.loan/states/minnesota/): Minnesota: 476,381 people 75+ in 2025 (+21.6% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Mississippi](https://seniorhousingconstruction.loan/states/mississippi/): Mississippi: 238,387 people 75+ in 2025 (+18.9% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Missouri](https://seniorhousingconstruction.loan/states/missouri/): Missouri: 525,265 people 75+ in 2025 (+18.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Montana](https://seniorhousingconstruction.loan/states/montana/): Montana: 106,575 people 75+ in 2025 (+27.8% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Nebraska](https://seniorhousingconstruction.loan/states/nebraska/): Nebraska: 156,913 people 75+ in 2025 (+18.4% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Nevada](https://seniorhousingconstruction.loan/states/nevada/): Nevada: 252,934 people 75+ in 2025 (+31.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in New Hampshire](https://seniorhousingconstruction.loan/states/new-hampshire/): New Hampshire: 135,526 people 75+ in 2025 (+30.9% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in New Jersey](https://seniorhousingconstruction.loan/states/new-jersey/): New Jersey: 767,236 people 75+ in 2025 (+18.7% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in New Mexico](https://seniorhousingconstruction.loan/states/new-mexico/): New Mexico: 192,331 people 75+ in 2025 (+26.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in New York](https://seniorhousingconstruction.loan/states/new-york/): New York: 1,707,429 people 75+ in 2025 (+19.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in North Carolina](https://seniorhousingconstruction.loan/states/north-carolina/): North Carolina: 910,753 people 75+ in 2025 (+29.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in North Dakota](https://seniorhousingconstruction.loan/states/north-dakota/): North Dakota: 60,492 people 75+ in 2025 (+16.6% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Ohio](https://seniorhousingconstruction.loan/states/ohio/): Ohio: 1,019,613 people 75+ in 2025 (+18.2% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Oklahoma](https://seniorhousingconstruction.loan/states/oklahoma/): Oklahoma: 313,226 people 75+ in 2025 (+18.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Oregon](https://seniorhousingconstruction.loan/states/oregon/): Oregon: 399,771 people 75+ in 2025 (+28.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Pennsylvania](https://seniorhousingconstruction.loan/states/pennsylvania/): Pennsylvania: 1,220,838 people 75+ in 2025 (+17.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Rhode Island](https://seniorhousingconstruction.loan/states/rhode-island/): Rhode Island: 100,310 people 75+ in 2025 (+20.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in South Carolina](https://seniorhousingconstruction.loan/states/south-carolina/): South Carolina: 503,436 people 75+ in 2025 (+34.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in South Dakota](https://seniorhousingconstruction.loan/states/south-dakota/): South Dakota: 75,046 people 75+ in 2025 (+16.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Tennessee](https://seniorhousingconstruction.loan/states/tennessee/): Tennessee: 575,289 people 75+ in 2025 (+23.6% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Texas](https://seniorhousingconstruction.loan/states/texas/): Texas: 1,938,615 people 75+ in 2025 (+28.1% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Utah](https://seniorhousingconstruction.loan/states/utah/): Utah: 191,424 people 75+ in 2025 (+26.7% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Vermont](https://seniorhousingconstruction.loan/states/vermont/): Vermont: 66,253 people 75+ in 2025 (+28.3% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Virginia](https://seniorhousingconstruction.loan/states/virginia/): Virginia: 706,606 people 75+ in 2025 (+26.2% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Washington](https://seniorhousingconstruction.loan/states/washington/): Washington: 629,096 people 75+ in 2025 (+29.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in West Virginia](https://seniorhousingconstruction.loan/states/west-virginia/): West Virginia: 170,927 people 75+ in 2025 (+18.5% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Wisconsin](https://seniorhousingconstruction.loan/states/wisconsin/): Wisconsin: 522,109 people 75+ in 2025 (+21.0% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Senior housing development in Wyoming](https://seniorhousingconstruction.loan/states/wyoming/): Wyoming: 48,454 people 75+ in 2025 (+26.4% since 2020), nursing and assisted living beds per 1,000, certificate of need and HUD 232 builds. - [Terms of use](https://seniorhousingconstruction.loan/terms/): The terms that apply when you use Absorption, including what the information here is and is not. ## Guides - [HUD 232 new construction for senior housing developers](https://seniorhousingconstruction.loan/guides/hud-232-new-construction-senior-housing/): How HUD Section 232 construction loans work for assisted living, memory care and nursing homes, with limits, the escrows that need equity, and why so few close. - [Senior housing demand by state, 2025 to 2035, in Census numbers](https://seniorhousingconstruction.loan/guides/senior-housing-demand-2035/): How fast the 75+ and 85+ populations are growing by state, how many nursing beds serve them, and what Census projections say for 2030 and 2035.